the person who is in possession of a check or note or bond or document of title that is endorsed to him or to whoever holds it; "the bond was marked `payable to bearer'"
property of a personal character that is portable but not used in business; "she left some of her personal effects in the house"; "I watched over their effects until they returned"
an accumulation of jobs not done or materials not processed that are yet to be dealt with (especially unfilled customer orders for products or services)