avoiding waste; "an economical meal"; "an economical shopper"; "a frugal farmer"; "a frugal lunch"; "a sparing father and a spending son"; "sparing in their use of heat and light"; "stinting in bestowing gifts"; "thrifty because they remember the great Depression"; "`scotch' is used only informally"
property of a personal character that is portable but not used in business; "she left some of her personal effects in the house"; "I watched over their effects until they returned"